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MORTGAGE OPTIONS


We have three mortgage options to choose from, Fixed Rate, Adjustable Rate, and Fixed/Adjustable 5/5 Rate Mortgage Program.

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FIXED RATE MORTGAGE



Enjoy consistent monthly principal and interest payments at a fixed rate.
• 10, 15, 20, 30-Year terms*
• For purchase or refinance of your home
• Cash-out refinance options available
• Up to 97% loan-to-value financing
• $100,000 to $5,000,000 amounts
• Reduced rates if points are purchased*
• 30 or 45-day rate lock
• For single-family homes and 2-4 units, condominiums, townhomes and planned unit developments
• Loans for second home and investment property available

Reviews "Rates" for your specific loan scenario.

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ADJUSTABLE RATE MORTGAGE



A loan that adjusts to your needs.

• Fixed payments for 3, 5, or 7 years, then adjusts annually thereafter, amortized over 30-Year terms*
• For purchase or refinance of your home
• Cash-out refinance option available
• Up to 97% loan-to-value financing
• Loan amounts from $100,000 to $5,000,000
• Reduced rates if points are purchased*
• 30 or 45-day rate lock
• For single-family home and 2-4 units, condominiums, townhomes, and planned unit developments
• Loans for second home and investment property available

Reviews "Rates" for your specific loan scenario.

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FIXED/ADJUSTABLE 5/5 RATE MORTGAGE PROGRAM



An alternative choice for borrowers, the Hybrid loan provides that structure of a fixed-rate loan combined with the lower rate of an adjustable mortgage.

• Fixed payments for 5 years, then adjust every 5 years, thereafter amortized over 30-Year terms*
• For purchase or refinance of primary and secondary home or investmenty property.
• Cash-out refinances available on primary and secondary residence as well as investment properties.
• Finance up to 97% loan-to-value financing
• Loan amounts from $100,000 to $5,000,000
• Reduced rates if points are purchased*
• 30 or 45-day rate lock
• For single-family homes and 2-4 units, condominiums, townhomes, and planned unit developments
• Loans for second home and investment property available

Review "Rates" for your specific loan scenario.

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Apply with a Loan Officer

*Terms and conditions may apply. Use the Rates Calculator below to learn more and which product may best suit your lending needs. If you have questions, or would like assistance to further explore your options, please contact the Credit Union at 888.800.3328 during normal business hours.
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No application or processing fees!
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Apply with one of our Loan Officers
Find the program that best fits your budget.
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Rates Calculator

NMLS #407686   |     FAIR LENDER     |     FAIR HOUSING

Routing & Transit Number: 322274158

Rates |  ATMs & Branches  |  Contact Us  |  Careers  |  Live Help

NMLS #407686   |     FAIR LENDER     |     FAIR HOUSING

Routing & Transit Number: 322274158

Rates |  ATMs & Branches  |  Contact Us  |  Careers  |  Live Help